Homeowners insurance or home insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be held liable for injuring another person or damaging their property. A typical homeowner’s insurance policy contains these standard coverage’s and may provide you with options to purchase additional coverage’s. You may also request an increase in limits if you’ve renovated your property, or have special possessions like art, jewelry or other collectibles for which you’d like extra protection. This site was designed to help you find the lowest rates in the nation. We’ll search dozens of companies nationwide and then give you our honest unbiased advice and the lowest rates.